Last chance to register for today’s live free college funding webinar recommended for parents of 8th-11th graders. Even if you can’t make the live, all registrants will have access to the 7-day replay. Learn how to approach paying for college tuition and applying for financial aid in a savvy way, and that starts with learning the landscape and planning early. Led by Cyndi Menegaz of SMARTTRACK College Funding. Join us. What You Need To Know NOW About Paying Less For College Tuesday, March 8, 2022 at 12p
What You Need To Know NOW About Paying Less For College (You NEED This Info Folks)
with Cyndi Menegaz, National Program Director at SMARTTRACK® College Funding
March 10, 2021 7p
FREE *Recommended for parents of 8-12th graders.
You guys, I’ve personally taken this seminar twice, and found it extremely helpful as we planned financially for my daughter’s dreaded college tuition bill. I learned so much and it helped me plan way in advance so we didn’t have to limit our college options or pay retail tuition prices. I am convinced that SMARTTRACK saved me a huge percentage of tuition by looking at my assets and suggesting adjustments I could make when my daughter was a sophomore in high school. If you are savvy about planning ahead, and I hope you are, please jump on this opportunity to learn more. Like everything else, the earlier you start planning, the better off you’ll be. And as public school families, we need all the option$ we can get.
Also, as a special bonus, GoMamaGuide is partnering with SMARTTRACK where you’ll have an opportunity to schedule a free call with them just like I did to review your financial picture and see if there are any strategic things you can do well before filling out those financial aid forms senior year. (The dreaded FAFSA and CSS. Yay, more acronyms to learn!) If you do decide to work with them, you’ll get the GoMamaGuide discount.
At a minimum, do take advantage of your free call.
Wondering how to pay for college without losing your home or your retirement?
For many of us just thinking about it brings up feelings of dread and inadequacy. Perhaps downright denial as the cost of college tuition keeps spiraling upward at an ever increasing rate.
Folks, rather than bury your head in the sand, it’s time to get pro-active and take a look at where you stand and how to optimize your financial situation – whatever it is – to get the most out of the college financial application process.
And while I’m an expert on navigating K-12 public school options, I’m still learning when it comes to financial planning towards college. That’s why I went to SmartTrack College Funding to work with the experts, who reviewed my financial picture and set me straight.
For instance, here’s a little shocker I learned.
Did you know that the generous savings account your grandparents set up for your kids and fund every year will actually be factored into your Expected Family Contribution (EFC – the amount you will be asked to pay for tuition based on your entire financial picture) at 20%, but if it was held in YOUR name it will only be factored at 5%?*
(Oops, sorry kids. Your account is MINE now!)
That’s just one of the many things I learned after working with my SmartTrack College Funding Coach, who helped me know which assets to move around and where, in order to minimize the sting of what colleges will expect me to hand over to them for tuition.
*Caveat: Before you start moving money around, you really need to check in with your SmartTrack College Funding Coach for the best strategies that work for your particular financial situation. To get started with your FREE assessment, use this special link.
I can hear you now, “But it’s WAAAAYYYYY too early to be thinking about that stuff, I mean, I just got my kid into middle school. We don’t even know where he’s going to high school, let alone college!!”
Folks, the prep time comes earlier than you think. (Are you listening my middle school families?)
So I sat down with Cyndi Menegaz of SmartTrack and had a little chat about all of this college financial planning intel. She’s got a lot of great info and a special deal for my GoMamaGuide families. Take a look:
• How to pay for college • How to pay LESS for college (yes!) • How to maximize merit and financial aid
Don’t pay “retail” tuition. Learn how to mitigate red flags in your financial profile and lower your Expected Family Contribution (EFC) tuition calculation. Get help with your FAFSA (Free Application for Federal Student Aid). Utilize SmartTrack’s online suite of college funding tools and handy resources, and work with a personalized SmartTrack College Funding Coach who will walk you through the financial process to save you money.
Schedule your FREE 15 min call! 818-552-0800 and mention GoMamaGuide.
To get started, sign in to your FREE SmartTrack account at: